Best Cd Rates 2024 6 Months Ago. Traditionally, cds with longer maturities offer higher yields. The nation's best cd rates are 6.00% for 10 months, 5.51% for 3 or 6 months, and 5.50% on varying terms between 3 and 9 months.
This rate is down compared to a month ago, when it was 6.21%. Here’s what to know if you’re in the market for a home loan.